Support's tips
How minimum payment is determined on credit card
107
vote
Towards the beginning of 2003 (in the Jan-Feb timeframe) the Office of the Comptroller of the Currency (OCC) changed regulatory guidelines to force banks and other financial institutions to increase monthly minimum payments to cover at least 1% of the principal balance above and beyond all fees and interest incurred. Most banks prior to this used to charge 2-3%. Read more »
Take the time and get organized
69
vote
Make a vow to yourself to get more organized and spend the necessary time to stay organized. Also, track what you spend, and you may find a few surprises.



