debt

How much debt are you carrying?

Take the time and get organized

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Make a vow to yourself to get more organized and spend the necessary time to stay organized. Also, track what you spend, and you may find a few surprises.

When paying off debt

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When paying off debt, choose the credit card or loan with the highest interest rate first and pay that off, then move to the next highest interest rate, and so on.

Use cash and pay your credit card biweekly

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If you feel like you are stuck in a neverending cycle of not having enough money, falling further and further behind on your credit card and other bills, and just plain cannot seem to properly manage your finances, then these 2 suggestions might be your best answer...

One way to save money and reduce debt is to cut back on the use of your credit card(s) and make payments every other week, rather than every month.
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